It is common for adversaries to be understood as those whose relationship implies the confrontation of conveniences. The positions of the insured and the insurer have been for many years the subject of misgivings and intrigues at the time of the execution of the policy and it is that, in much of it, ignorance is woven of what, in itself, gives sustenance to the need of this relationship. The fulfillment of the obligations of each party lies in the execution of a detailed control that the yachts must carry out and that, in practical handling, they do not usually carry out. With this, the fulfillment of an obligation that, in addition to demonstrating the value of the insured property, generates the review parameter on which the return or reimbursement of the payment of the policy is guaranteed.

The insurance process is a living activity, a permanent exercise that not only finds a function at the time of its annual renewal or in the claim for damage, it depends largely on the proof-support of the values at the time of their reinsurance, as well as of the verifications that can be presented, not only with invoices in hand, but with controls that can actually be read by the guarantors of the value of the ship, or, by a new buyer, which are built in the day to day of the yacht maintenance services and investments.

It is a mistake to think or start from the mistaken idea that the collection exercise of a yacht damage policy, whether partial, total constructive or total, results in a battle in which one of the party's "wins" the other. another, that makes notorious the deviation of the object for which a yacht is insured, every time, each party has the resources and adequate advice to make each case, a process that provides answers to the requirements that the adjusters, in good health right, determine to apply.

The formula for preventive coverage, the value of the ship and the adequate support on the investments made in the yacht, are based on the intention of the owner with his organization in the management that he gives to his assets and how he likes to preserve order. of their assets, since the yacht is still an element that, in addition to depreciating, can sustain its value or even be revalued, everything, after control and means of sustenance.

It is worth mentioning that Panama is a pioneer in the region in terms of services for yachts and boats, still with some attractive opportunities for improvement, but innovative in its own diligence on the study of conservation of value of yachts, this being a source of pride with which we expose Panama as the arrowhead of the hemisphere in terms of compliance for the sports maritime industry and a place where the owner can see his ship with different eyes.